Terms of Service

Premier Debt Settlement
A DBA of Premier Funding LLC

Effective Date: July 7, 2026


SMS Messaging Terms & Compliance

1. Program Description

This messaging program sends appointment confirmations, reminders, customer support messages, and service-related notifications to individuals who have requested information or scheduled an appointment with Premier Debt Settlement through our website or online forms and have expressly opted in to receive SMS communications.

SMS consent is collected through our web forms using a dedicated checkbox or other compliant opt-in method. Messages may include appointment confirmations, appointment reminders, rescheduling notices, account updates, and customer support communications.


2. Cancellation Instructions

You may cancel SMS communications at any time by replying STOP to any message you receive from us.

After sending STOP, you will receive a confirmation message, and you will no longer receive SMS messages unless you opt in again.


3. Support Information

If you need assistance with our messaging program, reply HELP to any SMS message or contact us at:

Email: [email protected]

Website: https://settlemydebt4less.com/


4. Carrier Liability

Mobile carriers are not responsible for delayed or undelivered messages.


5. Message & Data Rates

Message and data rates may apply depending on your mobile carrier.

Message frequency varies based on your interactions with Premier Debt Settlement, including appointment scheduling, customer support requests, and account activity.

For questions regarding your mobile plan, please contact your wireless provider.


6. Supported Carriers

Our SMS program is compatible with most major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and many regional carriers.


7. Age Requirement

You must be at least 18 years of age to participate in our SMS messaging program.


8. Privacy Policy

For information regarding how we collect, use, and protect your personal information, please review our Privacy Policy available on our website.

We comply with the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles and Best Practices, A2P 10DLC requirements, and all other applicable federal and state laws governing SMS communications.


General Terms

This website ("Site") is owned and operated by Premier Debt Settlement, a DBA of Premier Funding LLC ("Company," "we," "our," or "us").

By accessing or using this Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional policies or agreements that may apply to specific services or features offered through this Site.

If you do not agree with these Terms, you should discontinue use of the Site immediately.

We reserve the right to modify these Terms of Service at any time. Updated versions will be posted on this website with a revised Effective Date. Your continued use of the Site constitutes acceptance of any modifications.


Intellectual Property

Our Limited License

All content on this Site, including text, graphics, logos, images, software, documents, and other materials, is the property of Premier Debt Settlement, Premier Funding LLC, or its licensors and is protected by applicable intellectual property laws.

You may use this Site solely for your personal, lawful, and non-commercial use.

You may not reproduce, distribute, modify, publish, transmit, display, create derivative works from, or otherwise exploit any Site content without our prior written permission.


Content You Submit

If you submit comments, reviews, testimonials, photographs, videos, or other content through our Site or communication channels, you represent that you own or have the necessary rights to submit that content.

You grant Premier Debt Settlement a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, publish, modify, display, and distribute such content in connection with our business operations and marketing efforts.


Disclaimers

This Site may contain links to third-party websites for your convenience. We do not control or endorse those websites and are not responsible for their content, services, or privacy practices.

The information and services provided through this Site are offered "as is" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the fullest extent permitted by law, Premier Debt Settlement disclaims all liability arising from your use of this Site.

You agree to indemnify and hold harmless Premier Debt Settlement, Premier Funding LLC, its officers, employees, affiliates, contractors, and agents from any claims, damages, liabilities, costs, or expenses arising from your violation of these Terms or misuse of the Site.


Third-Party Services

Certain services available through our website may be provided by trusted third-party vendors.

We are not responsible for the quality, availability, accuracy, or performance of products or services provided by third parties.

Any transactions between you and a third-party provider are solely between you and that provider.


User Accounts

Some areas of the Site may require you to create an account or submit personal information.

You agree to provide accurate and complete information and to keep your information current.

You are responsible for maintaining the confidentiality of your account credentials and for all activity occurring under your account.

If you believe your account has been compromised, please contact us immediately at [email protected].


Termination

We reserve the right to suspend or terminate your access to the Site at any time, without prior notice, if we determine that you have violated these Terms of Service or engaged in unlawful, fraudulent, or inappropriate conduct.

Upon termination, your right to use the Site immediately ceases.


Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the United States and the applicable laws of the state in which Premier Funding LLC conducts business, without regard to conflict of law principles.

Any disputes arising from these Terms shall be resolved through the appropriate courts or legally permitted dispute resolution procedures within the applicable jurisdiction.


Changes to These Terms

We may revise these Terms of Service periodically to reflect changes in our business practices, legal requirements, or regulatory obligations.

The updated version will always be posted on this website with the current Effective Date.


Contact Us

If you have any questions regarding these Terms of Service, please contact us.

Premier Debt Settlement
A DBA of Premier Funding LLC

Email: [email protected]

Website: https://settlemydebt4less.com/

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service.